If you deal with in-store loans, you can’t rely on having your account upgraded during the same or the next day. But what to do if your situation requires funds as quickly as possible? One day loans are possible and quite realistic, but only if you use payday loans online. Those who have never used online banking service, may not believe that the process of requesting a loan and qualification may be completed in hours if not minutes, but just one visit to shinyloans.com and getting acquainted with the request form will be enough to realize how much has the whole borrowing process been simplified.
The Steps of Getting a Loan Online
There are a couple of stages that each potential borrower needs to go through in order to reach the desired result. Contrasted to the loans you get from banks; you can request cash loans by phone without even leaving your house. So, it is not only quick but also comfortable and requires little effort. Here are the steps you will take in our website:
- Step 1: Fill out our online loan request form on our website. Once finished, check that everything is correct.
- Step 2: Submit the request form to the website and wait for the loan decision.
- Step 3: Once an online payday loan lender approves your loan request, he connects you by a phone call or an email and sends the terms and conditions of the loan he suggests.
- Step 4: Read the terms attentively and make sure there are no unclear points for you. In case of any queries, ask the lender to clarify what you don’t understand. If you feel good about the terms, sign the agreement contract in and start your borrowing experience.
- Step 5: Check your account the next day as the funds you have requested may already be present.
As you see, all in all, the whole process will take just a little time and won’t cause any discomfort. You can go on with your normal life as a big part of the job will be done for you by the Shinyloans team.
How Soon Can I Get My Funds?
The time that a customer gets his funds deposited into the account depends on when he/she submitted the online form. The loan-connecting companies are usually open 24/7 but if you want to have the quickest possible results, you need to consider some facts. The loan request forms submitted during the workdays, during the morning hours before midday, are processed first and are likely to be approved during the same day. So, the borrower may submit the loan request in the morning and get the funds as soon as in a couple of hours.
The loan request forms that are submitted during the workdays and after the midday, tend to be processed and approved in one business day, so the funds may be in your account as soon as the next day. In case you send your application during the weekend, it may take one or two days until the cash you have requested gets deposited into your account.
Bad Credit?- It's OK!
There are some ideas that if a customer has poor or bad credit, his loan request is not processed as quickly as the ones of excellent credit borrowers, but it doesn’t correspond to the reality as at shinyloans.com and many other loan-connecting companies all customers are equal and treated in the same way. Despite the fact that you have previously made financial mistakes doesn’t mean that you should not be allowed to correct your mistakes and try to improve the quality of your life.
The lenders working with our company don’t apply hard credit check during the loan request processing, so the loan decision will be based on your eligibility and ability to make duly payments. If you comply with all the requirements, there is no reason why your loan request may be rejected even if you have a bad credit score number. Whenever you feel the urge to, visit shinyloans.com and start your easy loan-requesting process. As soon as you complete and submit the form, share it with us and go back to your normal life with a peaceful mind as your funds may be ready to be used the next day