When To Avoid Payday Loans | Shiny Loans

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Important: ShinyLoans is a loan connection service, not a direct lender. We connect you with participating lenders who may be able to provide you with a loan. Loan approval and terms depend on the lender's review of your application. Not all applicants will be approved. Typical loan amounts range from $100 to $2,500 with repayment terms of 14 days to several months. APRs range from 200% to 700% or more. Payday loans are expensive forms of credit and should only be used for short-term financial needs.

When To Avoid Payday Loans | Shiny Loans