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If you live in Manhattan and you have a need of instant cash in hands, then you can turn to payday loans online Kansas or search for payday loans online near me. The same day lending acts as a “Game Changer” in the modern world of lending. The main reason why the payday lending started to be so popular among the Americans is regarded to be the fact of no credit check. What does it mean? It is a well-known practice that most traditional lenders have a requirement of the sufficient credit score. The scoring system (for instance FICO score) is one of the main backgrounds for traditional lenders (such as banks or credit organizations) to make a credit decision. Thus, if you are a holder of bad credit rating status, by all probability, you may not be qualified for the traditional products. However, if you think that this is the end of the game, you are absolutely wrong, as there are a great number of payday direct lenders that may be willing to provide you online payday loans with fast approval ranging from $100 to $2500. When you are in a financial crisis and you need a quick cash advance in order to cover the unexpected expenses, the same day lending is the best choice to apply as you may have access to instant funds only within some hours.

Payday loans VS traditional lending

In contrast to the traditional products such as credit cards or personal line of credits, the trustworthy direct lenders offer much more light requirements than traditional lenders used to render. For instance, online payday lenders will never request to pledge a collateral as a guarantee to receive the credit back. However, it does not mean that there are no requirements for being eligible for online same day loans.  The minimum requirements that each of payday borrowers must satisfy are as follows:

  • You must be at least 18 years old of age
  • You must be a U.S. resident
  • You must provide a proof sufficient income
  • You must have an active checking account

Most of the online direct lenders may also request a personal information such as: 

  • Your name, address, email address, phone number
  •  Your employer’s name, address and phone number
  • Your bank account details
  • Your date of birth, Social Security number and a state-issued ID

How to get one?

What I need to do to get a payday credit? This is the question of the decade. The procedure is extremely simple: firstly, fill out the online application form in one of the trustworthy connecting platforms such as ours:, then submit the application and wait for the approval. After getting approved, you will have the funds available in your checking/saving account. It is extremely simple and convenient as you can apply from wherever you want. Nevertheless, bear in mind to check the certified license of the connecting platform. If the service provider runs a business in your state, consequently, it must have a permit authorized by the governmental body of that exact state. If you can not find such kind of permit or you do receive an appropriate response to your request, try to escape them as the risk of the fraud is extremely high.