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and need speedy loans right now?

Shinyloans can provide people in KENT with an opportunity to obtain quick loans which can be the right way to manage financial urgency in an appropriate way.

Would you like to obtain quick money in KENT without leaving you home? It’s that simple.

Complete the online application form and receive money.

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Michael Porter, a professor of Harvard Business School, recommends saving 30% of your monthly income to create a reliable reserve fund to fall back on whenever you face financial issues. However, the reality is far away from the professor’s vision as most Americans can’t even successfully handle a $500 cost that strikes them unexpectedly. Consequently, being indebted is a common practice in the USA and 1 in 3 of Americans think they will never be debt-free. There is something wrong about both the economy of our country and the financial strategies of separate individuals.

Can Payday Loans Damage Your Budget?

Let’s start with the fact that even the greatest inventions, created to make our lives easier are double-sided swords and can be both beneficial and dangerous for people. The way we use a service or an object decides how it affects the quality of our lives and the loans are no exception.

Quick online loans were created for the costs that are urgent and need to be immediately covered, otherwise, they will have a long-term negative effect on your budget. Those, who have to face these kinds of situations experience a lot of stress and anxiety if they don’t have enough funds and that’s why our services can be rather useful for their financially problematic periods.

On the other hand, if you misuse this loan option, you may end up accumulating debts, because these loans come with interests and fees for the service of direct lenders who provide them.

So, in a nutshell, payday loans can be financial lifesavers if you use them in appropriate circumstances.  

Do I Need Collateral to Apply for an Online Cash Advance?

There are two types of loans, secured and unsecured loans and the main difference between them is the necessity to back up your loan with something valuable, that can be used to compensate for the risks and losses in case of any default. You have most likely already understood that the unsecured online loans don’t require any collateral, thus making the application easier and less risky for the customers.

Yet, to compensate for the risks, these loans are accompanied by higher interest rates than the secured loan options and it’s up to you to decide which way you should go to benefit more.

What Type of Online Loans Does Shinyloans Suggest?

First of all, our company doesn’t provide lending services, instead, we suggest an online platform to the residents of Kent, Washington and all other cities throughout the USA that will enable them to have access to a great number of direct lenders who are willing to cooperate.

By applying on our website, you get multiple benefits and here are a couple of them:

  • Access to low-interest payday loans provided by the best lenders in the industry.
  • Easy-to-navigate website, full of useful information about borrowing processes.
  • Consumer-centered working strategy and a professional team available 24/7.
  • Free lender-connecting service.
  • A simple application form that will take less than 10 minutes to be filled out.

These are only a few of the many advantages our customers enjoy and recommend to their friends, relatives and family members.

Are Bad Credit Customers Eligible to Apply?

Luckily, the lenders connected with our online platform approve all credits and are willing to work with everyone who meets their requirements which are: 1) being more than 18 years old, 2) being a US resident, 3) having a provable source of a steady income ($1000+), 4) having a valid checking account, email address, and phone number. If these necessities are provided, then a bad or a poor credit score will not be a major problem that can stop you from getting approved.

The customers often worry about their credit scores as the traditional lending industry does not welcome these customers as they are considered to be more likely to cause “problems” according to them. However, we consider this approach not practical anymore because more than 40% of our population has a credit score lower than 590, or doesn’t have a financial history at all which is as disadvantageous for the customers as having a bad one.

So, if you have a defective credit score but comply with the requirements, you still have high chances of getting approval by one or more lenders.