Do you live in
and need speedy cash right now?

It can be done in a simple, secure and fast way by completing an online application form.

Fill in to get an instant loan

By submitting my information, I acknowledge I have read, understand, and agree to the terms of the Privacy Policy and the Terms & Conditions of Use. I understand that by submitting my information, I may be contacted by telephone by one lender.


Did your bank reject to give you a loan? Are you struggling to cover your utilities, rent payments, bills, and groceries? Do you need to cover your credit card debts? Do you need to satisfy a debt that can cost you a lot if you miss it? The ShinyLoans is ready to provide people in New York with an opportunity to get quick payday loans in a timely manner.

Every state in the USA has its own laws and regulations in terms of payday loans online. Following to this, it shall be outlined that payday loans are not considered legal in New York. For the purposes of protecting your wallet from unfair fees and interest rates, it is useful to act accurately by not breaching the legislation requirements but at the same time obtain the quick cash.
SO WHAT TO DO? If you are in financial emergency and feel cash urgency, you can ask your friends, relatives or just other people you trust to apply online for payday loans on behalf of you from the nearest state where providing payday loans is legal. Obtaining payday loans is an easy, convenient and quick procedure, thus, it will not cause any inconvenience for a person whom you ask to apply for a payday loan on behalf of you.
Even the smallest cash advance seems as a useful asset when fighting against emergency situations. For making a decision over which type of loan will work the best for recovering your financial emergency, you need to literally evaluate the situation you are in. This will help also to prevent any risk from damaging your financial stability. The payday loans are easily obtainable short-term loans which are designed to help potential borrowers to enjoy the convenient application process and solve their financial emergency fast. If compared with banks, our independent third party lenders set non-strict requirements before the potential borrowers fit in order to be qualified for the quick cash. You are not required to possess a clean credit history, nor mention any specific reason or purpose when applying for our payday loan product. The application process is done online and the near instant approval may be yours.


When financial emergency runs after you, it is almost impossible to escape from it. The ShinyLoans is ready to provide its services, even when the following cases apply to your situation:

  • Application refusal by banks. Applying to banks for a loan is not always a good solution. Checking your credit scores, reviewing your loan purpose, evaluating the documents provided are what make the loan application process time-consuming. In the result, your application can be refused.
  • Daily expenses. Day-to-day the traffic of living expenses gets more complicated, especially if you do not organize your budget the way that will allow you to save some money. When financial emergency occurs and you need cash until your next paycheck, the payday loans will work for you at their best.
  • Existing financial duties. The payday loans might be useful also when you are to fulfill your debt obligations before your creditors. You apply for a payday loan, repay the due debt and you breathe freely.

bridge freedom